"Did hail hit my neighborhood?" is the single most common question we get after a Houston storm. The honest answer is that hail cells are tight, often only 2 to 4 miles wide, and two homes on the same street can have very different damage. This page is the neighborhood-level companion to our Houston hail history 2020-2026 post. Find your area, read the documented strikes, and use the NOAA links to pull the raw record for your insurance file before you call an adjuster.
- Worst-hit Houston neighborhoods since 2020?
- The Heights, Memorial, Bellaire, Spring Branch, Cypress (77429/77433), and West Houston (Energy Corridor through Katy). All five took two or more documented 1.5+ inch hail events between 2020 and 2026.
- Safest from hail?
- Coastal-facing areas (Clear Lake, Seabrook, La Porte) see fewer hail events but more wind damage. No Houston neighborhood is truly hail-free; even Galveston had documented 1 inch hail in 2024.
- How tight is a hail cell?
- Typical Houston spring cells are 2 to 6 miles wide and 10 to 30 miles long. Your neighbor 3 blocks away can have a totaled roof while yours is untouched.
- Where do I verify for my exact address?
- NOAA Storm Events Database at ncdc.noaa.gov/stormevents. Filter by county and date. Free, public, and accepted by every Texas insurance carrier as primary evidence.
01 // How to read this map
Each neighborhood section below lists documented hail and severe wind events that crossed that area between January 1, 2020 and May 1, 2026. Dates and hail diameters come from the NOAA Storm Events Database, cross-referenced against National Weather Service Houston/Galveston archive and our own job-file records (we have inspected more than 1,800 Houston roofs over this period).
A documented strike does not mean every roof in that zip code was damaged. It means a verified hail event of the listed size was recorded inside the boundary. Hail cells move in narrow swaths; the only way to confirm damage at your address is a roof-level inspection.
If your neighborhood is not listed by name, find the closest match geographically. Our service area covers all of Harris, Fort Bend, Montgomery, Galveston, and Brazoria counties.
02 // Inner Loop: Heights, Montrose, Rice Village, Museum District
Zip codes: 77007, 77008, 77019, 77006, 77098, 77027, 77030, 77005, 77004.
April 24, 2024 (peak event). 1.5 to 2.25 inch hail across The Heights, Montrose, Rice Village, and the Museum District. Combined with the April 18 derecho, this was the most damaging week in inner-loop roofing history. Hardest hit: 77008 (Heights proper), 77007 (Rice Military / Cottage Grove), 77019 (River Oaks border).
May 7, 2020. 1.25 to 1.75 inch hail across 77005 (West University) and 77030 (Medical Center). Underreported during COVID; we still find bruising traceable to this date on 5-year-old roofs.
June 21, 2023. Tail end of the West Houston supercell clipped 77098 and 77027 with 1 inch hail plus 60 mph winds.
Pattern we still see: Heights and Rice Military roofs replaced in May 2024 are clean. Roofs that were "spot repaired" instead are showing accelerated granule loss and ridge cap lift in 2026. If your 77007 or 77008 home took the April 2024 cell and was not fully replaced, it is worth a free re-inspection.
03 // Memorial, Spring Branch, Energy Corridor
Zip codes: 77024, 77055, 77043, 77079, 77080, 77041, 77063.
April 18 to 24, 2024 (peak event). The full derecho-then-hail combo hit this corridor harder than almost any other part of Houston. 100+ mph straight-line winds on the 18th, followed by 1.75 to 2.25 inch hail on the 24th. 77024 (Memorial Villages), 77055 (Spring Branch east), and 77079 (Energy Corridor) all logged power outages of 7+ days and roof damage on the majority of inspected homes.
June 21, 2023. 1.25 inch hail plus 75 mph downburst centered over 77079 and 77043. This was the storm that exposed how many Energy Corridor homes still had 3-tab shingles installed in the late 1990s.
July 8, 2024 (Hurricane Beryl). Sustained 65 to 75 mph winds with tree-strike damage concentrated in 77024 and 77055 where mature pecans and live oaks took down ridges. Beryl-era patch jobs are still failing.
Pattern we still see: Spring Branch has the highest density of unreplaced Beryl-damaged roofs we encounter in 2026. If your tree took out a ridge and was tarped or "patched," the underlying decking is likely compromised.
04 // Bellaire, West University, Meyerland, Braeswood
Zip codes: 77401, 77005, 77096, 77035, 77025.
April 24, 2024. 1.5 to 2 inch hail across Bellaire and West University. Many of these neighborhoods also took flooding damage from the Memorial Day 2024 rains, complicating combined-peril claims.
May 7, 2020. 1.25 to 1.75 inch hail across Meyerland (77096) and Braeswood (77025). Documented in NOAA records but underclaimed during the pandemic.
Pattern we still see: Bellaire has the most expensive roofs we replace in Houston, partly because complexity is higher (steep cut-up roofs, multiple dormers) and partly because many homes carry tile or premium architectural shingles. Insurance ACV depreciation hits these homeowners hardest. If your Bellaire roof took the April 2024 cell, confirm your policy is RCV, not ACV, before filing.
05 // Cypress, Tomball, Spring, Klein, The Woodlands
Zip codes: 77429, 77433, 77065, 77070, 77375, 77377, 77388, 77389, 77380, 77381, 77382, 77384.
March 21, 2022 (peak event). 1 to 1.5 inch hail directly over 77429 (Cypress), 77433 (Bridgeland / Coles Crossing), and 77375 (Tomball). This was the storm that drove the biggest single insurance claim wave in northwest Harris County since Harvey.
October 25, 2023. 1 to 1.75 inch hail clipped the eastern edge (77388 Spring, 77389 Spring/Klein) and pushed into Humble. Many homeowners missed it because it came at the tail of typical hail season.
July 8, 2024 (Hurricane Beryl). The Woodlands (77380-77384) and Spring took some of the worst tree-strike damage in the metro. Power was out 8 to 11 days. Beryl roof claims from this corridor are still being supplemented.
Pattern we still see: 77429 and 77433 roofs installed 2015 to 2018 are the demographic most likely to need full replacement in 2026 if they were not already replaced post-2022. Two documented hail events in three years pushes a Class 3 shingle to functional end of life.
06 // Katy, Cinco Ranch, Fulshear, Cross Creek
Zip codes: 77449, 77450, 77493, 77494, 77441, 77423.
April 9, 2026 (most recent). 1 to 1.5 inch hail across Katy proper, Cinco Ranch, and outer Memorial. If you live in 77449, 77450, 77493, or 77494 and have not had an inspection since early April 2026, get one this month - the 12-month Texas filing window is running.
June 21, 2023. Western edge of the supercell pushed 1 inch hail into 77494 (Cinco Ranch) and 77450 (Katy north).
April 18, 2024 (derecho). Wind damage was severe across the entire Katy corridor with sustained 90+ mph gusts. Power was out 4 to 7 days in most of 77449 and 77494.
Pattern we still see: Katy's newer subdivisions (built 2010+) generally hold up better to wind events than to hail, because builder-grade Class 3 shingles in this market are typically rated 110 to 130 mph. The vulnerability is hail bruising that the original adjuster may have missed in 2024.
07 // Humble, Kingwood, Atascocita, Crosby
Zip codes: 77338, 77339, 77345, 77346, 77396, 77532.
October 25, 2023 (peak event). 1 to 1.75 inch hail directly over 77345 and 77346 (Kingwood and Atascocita), with secondary damage in 77338 (Humble) and 77532 (Crosby). End-of-season storm; many homeowners assumed it was just rain.
July 8, 2024 (Hurricane Beryl). Kingwood took heavy tree damage from mature pines. Power was out 9 to 11 days across 77339 and 77345.
September 2008 Hurricane Ike legacy. Kingwood roofs from the post-Ike rebuild wave (2009 to 2011) are now 15 to 17 years old and at the natural replacement window even before storm damage is factored in.
Pattern we still see: The 2023 hail event was significantly underclaimed in this corridor. If you live in 77345, 77346, or 77338 and never had a post-October 2023 inspection, it is too late to file for that specific date but the damage may have been compounded by subsequent storms.
08 // Sugar Land, Missouri City, Pearland, Friendswood, Fresno
Zip codes: 77478, 77479, 77459, 77489, 77584, 77546, 77545.
March 14, 2025 (peak event). 1.25 to 1.75 inch hail across Sugar Land, Missouri City, Pearland, and Friendswood. Hit at a time when many homes were still waiting on Beryl-related work, complicating documentation.
April 24, 2024. Northern edge of the inner-loop hail cell clipped 77584 (Pearland north) with 1 to 1.25 inch hail.
July 8, 2024 (Hurricane Beryl). Beryl crossed this corridor on its way north. Wind damage was moderate; tree-strike was the bigger driver of claims.
Pattern we still see: March 2025 claims in 77478 and 77479 are still open or freshly settled. If your roof took both the March 2025 hail and the prior Beryl wind, make sure your contractor itemized both perils on the scope - we have seen carriers settle one and miss the other.
09 // Pasadena, Deer Park, Baytown, La Porte, Clear Lake
Zip codes: 77502-77508, 77536, 77520-77523, 77571, 77058, 77059, 77062.
August 26, 2020 (Hurricane Laura). 60 to 75 mph gusts across the entire east Houston corridor. Wind damage rather than hail; tab loss and ridge cap failure were common.
July 8, 2024 (Hurricane Beryl). Eastern side of the inner Houston track; sustained tropical-storm winds with localized 70+ mph gusts. Clear Lake area saw heavy tree damage.
Hail history is lighter here than in the western and northern parts of the metro. The dominant peril for coastal-facing roofs is wind (and salt-spray accelerated metal corrosion). Insurance considerations are different: wind/hurricane deductibles in many east-side policies are higher than the standard 1 percent.
Pattern we still see: Older 3-tab roofs in 77502 and 77520 are routinely failing at wind speeds that newer architectural shingles would survive. If your roof predates 2010, a preventive replacement before the next named storm is often cheaper than a post-event repair plus deductible.
10 // How to verify a strike at your exact address
Three free tools, used in order:
- NOAA Storm Events Database (ncdc.noaa.gov/stormevents). Filter by state (Texas), county (Harris, Fort Bend, Montgomery, Brazoria, or Galveston), and date range. Click any event for time, location, magnitude, and narrative.
- National Weather Service Houston/Galveston archive (weather.gov/hgx). Storm-specific event summaries with radar imagery.
- NWS Damage Assessment Toolkit (apps.dat.noaa.gov/StormDamage/DamageViewer). Tornado and severe-wind path overlays for major events.
Screenshot the relevant entries, save them with the original storm date in the filename, and include them in your insurance claim file. Most Texas adjusters will accept NOAA records as primary evidence of date of loss. If yours does not, the Texas Department of Insurance complaint process at tdi.texas.gov is the next step.
11 // What to do if your neighborhood is on this list
Three steps, in order. First, pull your policy declarations page and confirm your wind/hail deductible amount, your settlement type (RCV vs ACV), and your reporting window. Second, schedule a free drone-and-on-roof inspection (we do these inside 24 hours, request one at our contact page or call (713) 480-8877). Third, get the written photo report in hand before you decide whether to file. Roughly 30 percent of post-storm inspections we run end with us telling the homeowner they do not have a claim worth pursuing. That is the job.
If the damage is real, our hail damage repair process walks you through filing, adjuster meeting, scope agreement, supplement (if needed), installation, and final close-out.
